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Accounting for Construction

Your Accountant
Doesn’t Understand
Your Industry.

Domestic reverse charge. Mixed-rate VAT. Retentions. WIP. Where construction tax gets complicated, and where most accountants quietly get it wrong. We catch it, put it right, and stop it costing you, now or later.

Book a Free Consultation No obligation. 30 minutes.

Graft is a specialist premium service. Our fees reflect that. If you’re ready to get your finances properly sorted, let’s talk.

CIS
Returns filed on time, every time — no penalties
£0
Surprise tax bills with proper planning
100%
Hands-off — we handle everything
MTD
Making Tax Digital ready — stay compliant from April 2026
You’re in good company
Qualified Accountants Xero Certified Partner CIS Specialists Construction Industry Only Fixed Monthly Fees
Sound Familiar?

The Reasons
Clients Come
To Graft

These aren’t edge cases. They’re what we hear every single week from contractors, builders and subbies who’ve been let down by accountants who simply don’t understand this industry.

Hover over each card to find out more.
01
Penalties that landed out of nowhere
I didn’t even know I’d missed a deadline.
01
HMRC Penalties & Missed Deadlines
A missed CIS return. A late VAT filing that wipes out your Gross Payment Status overnight. A fine that arrives with zero warning. These aren’t mistakes you made — they’re things your accountant should have caught before they became your problem.
02
HMRC is sitting on tens of thousands of your money
I had no idea I was owed anything.
02
Unclaimed CIS Refunds
CIS deductions come off every payment before you see a penny — 20%, sometimes 30%. Most contractors and subbies are owed tens of thousands in refunds that never get reclaimed because their accountant doesn’t know how to go after it, or even that it’s there.
03
You find out what went wrong after it’s too late
My accountant just sends me a bill once a year.
03
Reactive, Not Proactive
A set of accounts in March. A tax bill you weren’t expecting. No planning, no heads up, no conversation until the damage is already done. That isn’t accounting — it’s just record keeping. You deserve better than that.
04
Busy, winning work — and still watching the bank
How can I be this busy and still be skint?
04
Cashflow Visibility
Construction cashflow is brutal. Costs go out before money comes in. Retentions sit locked for months. We won’t pretend we can fix client payment terms — but we’ll make sure you can see exactly what’s coming and when, so you’re never caught short.

Accounting That
Works As Hard
As You Do

CIS handled end-to-end

We file your returns, manage subbies’ deductions, and actively reclaim overpayments — so money flows back into your business, not HMRC’s coffers.

Tax planning that keeps more in your pocket

We work ahead, not behind. Your tax position is structured before the year ends — not reported after the damage is done. No surprises. No January panic.

Know your numbers before you need them

Real-time Xero bookkeeping means you know your cashflow position before you quote the next job — not six months after you finished it.

We already speak your language

Retentions, plant, subbies, domestic reverse charge VAT — we know how construction money moves. You won’t waste half the call explaining your business to us.

Completely hands-off for you

Send us your receipts. We handle the rest. No chasing, no confusion, no evenings wrestling with spreadsheets. Just get on with building.

Let’s Look at Your Numbers

Book a free 30-minute call. We’ll assess your situation honestly and tell you exactly what we’d do differently. No jargon. No obligation.

Book Your Free Consultation
🔒 No obligation  ·  No hard sell  ·  Just straight advice

From First Call
to Fully Sorted

Switching accountants is easier than you think. Most Graft clients are up and running within a week.

01

Free Consultation

30 minutes on a call. We listen, we assess, and we tell you honestly what we’d do differently.

02

We Handle the Switch

We contact your old accountant, collect everything we need, and deal with all the admin. You do nothing.

03

We Get to Work

Bookkeeping, payroll, CIS, VAT, tax returns — all handled on one fixed monthly fee. No surprises.

04

You Build. We Sort the Books.

Proactive planning, regular check-ins, and a team that actually knows your business. This is what a proper accountant feels like.

What Happens When
Your Accountant
Actually Gets It

★★★★★

Started out with Graft from day one — six subbies on CIS, three lads on PAYE, reverse charge VAT on every utility job. They set the whole thing up properly from the first invoice. No catching up, no HMRC letters, no second-guessing. That’s the difference when you get it right from the start.

AC
A.C.
Director, Utility Installer
★★★★★

Came to Graft with two years of dropped CIS returns, PAYE filed late, and HMRC chasers every other month. They fixed the mess, got penalties waived on most of it, and rebuilt the monthly process from scratch. First clean return in three years — and we haven’t had an HMRC letter since.

KG
K.G.
Director, General Contractor
★★★★★

Zero-rated new build VAT is a minefield and HMRC don’t make it easy. Graft handle every claim before I even ask, and the project-by-project numbers mean I price the next site properly. We’ve doubled output in two years and the books haven’t slipped once.

KT
K.T.
Director, House Builder

STOP PAYING
FOR AN ACCOUNTANT
WHO DOESN’T GET IT

Book a free 30-minute consultation. Find out what an accountant who genuinely specialises in construction can actually do for your business.

Book Your Free Consultation

Book Your Free
Consultation

30 minutes. No obligation. Just straight advice from people who know construction.

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